The Difference Between Medicare Parts A & B and What You Should Know As a Senior

Medicare Parts A and B are two of the most popular health insurance programs in the United States. But what’s the difference between Medicare Parts A and B, and which one is right for you?

Medicare Part A offers health insurance to those over the age of 65.

Part B- Medicare Part B is a program that helps pay for doctor’s visits, outpatient care, and prescription drugs.
If you are age 65 or older, you may also be eligible for Medicare Part D. This is a separate program that helps pay for prescriptions drugs.
You can learn more about Medicare at

Medicare part B covers hospital stays, doctor visits, and other medical expenses.

Medicare part B allows individuals 65 years or older and certain people with disabilities to receive benefits. Benefits are based on a person’s income and the number of days in a calendar year that he or she is covered.
To qualify for Medicare part B, an individual must be admitted to a hospital, have a doctor’s appointment, or have received medical treatment.
The monthly premium for Part B is based on an individual’s income level and the number of days in the month covered.
There are three types of premiums: an annual premium, a monthly premium, and a coinsurance premium. The annual premium is the same for everyone regardless of how many days they are covered in a month. The monthly premium is based on the size of your family’s income and the number of days you are covered in a month. The coinsurance premium is charged on a sliding scale according to how much of your expenses are covered by Medicare part B.
To find out if you qualify for Medicare part B, visit

You do not need to have Part A in order to receive Part B

However, Part B premiums are higher for people who have Part A. If you are not covered by Medicare, or if you are covered by a different plan, you may be eligible for a Part B premium subsidy.
Medicare Part D plans also have a prescription drug coverage gap that can range from $100 to $400 per month.
The gap is the difference between the prices paid for prescription drugs and the cost of Medicare’s coverage.

Parts A and B are both required in order to receive Medicare coverage

Medicare Part A is a hospital insurance plan that covers inpatient care.
Medicare Part B is a coverage for outpatient services, such as doctor visits and tests.

There are some important differences between Medicare Parts A and B:

– Medicare Part A covers inpatient care only. Outpatient care is not covered under this program.
– Medicare Part B covers a wide range of outpatient services, including doctor visits and tests.
– You must enroll in Medicare Part A or B before you can receive coverage. However, you can still get Medicare coverage if you have private health insurance that includes hospital insurance.

If you are over the age of and do not have Part A or Part B

you may be eligible for Medicare Part D. Medicare Part D is a prescription drug program that helps you get the medications you need, at a low cost.

If you are eligible for Medicare, you may be able to get coverage through your employer, or buy private insurance.

The coverage through an employer is usually cheaper than buying individual insurance, but there are some restrictions. For example, if you are self-employed, your coverage may not cover certain services. You can also find out more about Medicare by visiting the Medicare website.